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	<title>Comments for Seattle Real Estate with Glenn Roberts and Marjie Cunningham</title>
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	<link>http://www.glennaroberts.com</link>
	<description>Lake and Company Seattle, WA</description>
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		<title>Comment on Seattle Zoning Law for Lowrise Zones Changes by GlennARoberts</title>
		<link>http://www.glennaroberts.com/2010/12/19/seattle-zoning-law-for-lowrise-zones-changes/#comment-466</link>
		<dc:creator>GlennARoberts</dc:creator>
		<pubDate>Tue, 01 Nov 2011 22:04:26 +0000</pubDate>
		<guid isPermaLink="false">http://www.glennaroberts.com/?p=499#comment-466</guid>
		<description>LR3 is lowrise 3 the highest density for low rise zoning. Here is a good &lt;a href=&quot;http://www.seattle.gov/dpd/cms/groups/pan/@pan/@plan/@proj/documents/web_informational/dpdp020438.pdf&quot; rel=&quot;nofollow&quot;&gt;chart&lt;/a&gt;. LR3 allows for 1 unit for each 1600 sq feet of lot surface.</description>
		<content:encoded><![CDATA[<p>LR3 is lowrise 3 the highest density for low rise zoning. Here is a good <a href="http://www.seattle.gov/dpd/cms/groups/pan/@pan/@plan/@proj/documents/web_informational/dpdp020438.pdf" rel="nofollow">chart</a>. LR3 allows for 1 unit for each 1600 sq feet of lot surface.</p>
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		<title>Comment on Seattle Zoning Law for Lowrise Zones Changes by Linda</title>
		<link>http://www.glennaroberts.com/2010/12/19/seattle-zoning-law-for-lowrise-zones-changes/#comment-465</link>
		<dc:creator>Linda</dc:creator>
		<pubDate>Tue, 01 Nov 2011 19:50:16 +0000</pubDate>
		<guid isPermaLink="false">http://www.glennaroberts.com/?p=499#comment-465</guid>
		<description>What base density is lr3 I am an appraiser working in the university area
Thank you</description>
		<content:encoded><![CDATA[<p>What base density is lr3 I am an appraiser working in the university area<br />
Thank you</p>
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		<title>Comment on Apodments: Give me a Break by Jason Baxter</title>
		<link>http://www.glennaroberts.com/2011/03/20/apodments-give-me-a-break/#comment-447</link>
		<dc:creator>Jason Baxter</dc:creator>
		<pubDate>Fri, 15 Jul 2011 17:32:40 +0000</pubDate>
		<guid isPermaLink="false">http://www.glennaroberts.com/?p=644#comment-447</guid>
		<description>I totally agree. What these developers are &quot;manufacturing&quot; is plausible deniablity for a spoiled society dependant upon sevility. Whenever the question arises regarding where it&#039;s servants should reside, it can merely point it&#039;s finger at the apodments a say &quot;oh, yes, there is affordable housing for them&quot; with no mention  of quality of life. 

These are ok for students, I think, but call it what it is, a flop house or a dorm.</description>
		<content:encoded><![CDATA[<p>I totally agree. What these developers are &#8220;manufacturing&#8221; is plausible deniablity for a spoiled society dependant upon sevility. Whenever the question arises regarding where it&#8217;s servants should reside, it can merely point it&#8217;s finger at the apodments a say &#8220;oh, yes, there is affordable housing for them&#8221; with no mention  of quality of life. </p>
<p>These are ok for students, I think, but call it what it is, a flop house or a dorm.</p>
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		<title>Comment on FHA 203K Loans Are Easy by GlennARoberts</title>
		<link>http://www.glennaroberts.com/2011/06/09/fha-203k-loans-are-easy/#comment-446</link>
		<dc:creator>GlennARoberts</dc:creator>
		<pubDate>Wed, 13 Jul 2011 21:18:58 +0000</pubDate>
		<guid isPermaLink="false">http://www.glennaroberts.com/?p=698#comment-446</guid>
		<description>Aaron, I think there should be more of these types of loans. It seems to me to be mostly that agents don&#039;t suggest them, so buyers don&#039;t know about them. I wish there was more publicity about them and some derelict properties would get cleaned up.</description>
		<content:encoded><![CDATA[<p>Aaron, I think there should be more of these types of loans. It seems to me to be mostly that agents don&#8217;t suggest them, so buyers don&#8217;t know about them. I wish there was more publicity about them and some derelict properties would get cleaned up.</p>
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		<title>Comment on FHA 203K Loans Are Easy by Aaron Schreiner</title>
		<link>http://www.glennaroberts.com/2011/06/09/fha-203k-loans-are-easy/#comment-445</link>
		<dc:creator>Aaron Schreiner</dc:creator>
		<pubDate>Wed, 13 Jul 2011 21:14:10 +0000</pubDate>
		<guid isPermaLink="false">http://www.glennaroberts.com/?p=698#comment-445</guid>
		<description>Do you see many of these loans in your sales?  I&#039;ve been thinking about becoming a HUD 203k Consultant.</description>
		<content:encoded><![CDATA[<p>Do you see many of these loans in your sales?  I&#8217;ve been thinking about becoming a HUD 203k Consultant.</p>
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		<title>Comment on Private Transfer Fees Now Against the Law in Washington and 20 other states by GlennARoberts</title>
		<link>http://www.glennaroberts.com/2011/04/29/private-transfer-fees-now-against-the-law-in-washington-and-20-other-states/#comment-387</link>
		<dc:creator>GlennARoberts</dc:creator>
		<pubDate>Thu, 26 May 2011 18:56:39 +0000</pubDate>
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		<description>No Heather, it is not normal. There are two title policies when a home is purchased with a loan. One the seller usually pays for to insure that he is selling what he says he is selling. The other is to insure the amount of the loan and the buyer usually pays that. Recording charges look about normal. The transfer tax is usually a fee the seller pays. And the hold backs for the escrow account look about right. 

Be sure to check around with more than one lender when it comes time to apply for the loan.

Your purchase and sale agreement will tell you if there is something different about the transfer tax and the owners title policy. Have you already signed a purchase and sale agreement? Who is your agent? They should be able to help you with this.</description>
		<content:encoded><![CDATA[<p>No Heather, it is not normal. There are two title policies when a home is purchased with a loan. One the seller usually pays for to insure that he is selling what he says he is selling. The other is to insure the amount of the loan and the buyer usually pays that. Recording charges look about normal. The transfer tax is usually a fee the seller pays. And the hold backs for the escrow account look about right. </p>
<p>Be sure to check around with more than one lender when it comes time to apply for the loan.</p>
<p>Your purchase and sale agreement will tell you if there is something different about the transfer tax and the owners title policy. Have you already signed a purchase and sale agreement? Who is your agent? They should be able to help you with this.</p>
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		<title>Comment on Private Transfer Fees Now Against the Law in Washington and 20 other states by Heather</title>
		<link>http://www.glennaroberts.com/2011/04/29/private-transfer-fees-now-against-the-law-in-washington-and-20-other-states/#comment-386</link>
		<dc:creator>Heather</dc:creator>
		<pubDate>Thu, 26 May 2011 17:39:08 +0000</pubDate>
		<guid isPermaLink="false">http://www.glennaroberts.com/?p=677#comment-386</guid>
		<description>Hi There,

I am a Canadian moving to Washington (Seattle) at the end of summer. We are currently working on getting a pre-approval for a mortgage, and we did so successfully but when we got the documents in the mail yesterday we were surprised to see there would be a $15,676 &quot;settlement charge&quot;. Its for title services + lenders title insurance ($1386), owners title insurance ($1251), government recording charges ($209), and the biggest one is transfer taxes ($8345) plus initial deposit for your escrow account ($2375). Is this normal?</description>
		<content:encoded><![CDATA[<p>Hi There,</p>
<p>I am a Canadian moving to Washington (Seattle) at the end of summer. We are currently working on getting a pre-approval for a mortgage, and we did so successfully but when we got the documents in the mail yesterday we were surprised to see there would be a $15,676 &#8220;settlement charge&#8221;. Its for title services + lenders title insurance ($1386), owners title insurance ($1251), government recording charges ($209), and the biggest one is transfer taxes ($8345) plus initial deposit for your escrow account ($2375). Is this normal?</p>
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		<title>Comment on New Oil Tank Abatement Ordinance in Seattle by seattle residental heating oil tanks</title>
		<link>http://www.glennaroberts.com/2010/11/04/new-oil-tank-abatement-ordinance-in-seattle/#comment-383</link>
		<dc:creator>seattle residental heating oil tanks</dc:creator>
		<pubDate>Sun, 15 May 2011 08:54:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.glennaroberts.com/?p=446#comment-383</guid>
		<description>[...] New Oil Tank Abatement Ordinance in Seattle &#124; Nov 4, 2010&#8230; Decommissioning of Residential Heating Oil Tanks, insists that oil tanks not used for a period &#8230; [...]</description>
		<content:encoded><![CDATA[<p>[...] New Oil Tank Abatement Ordinance in Seattle | Nov 4, 2010&#8230; Decommissioning of Residential Heating Oil Tanks, insists that oil tanks not used for a period &#8230; [...]</p>
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		<title>Comment on Apodments: Give me a Break by GlennARoberts</title>
		<link>http://www.glennaroberts.com/2011/03/20/apodments-give-me-a-break/#comment-379</link>
		<dc:creator>GlennARoberts</dc:creator>
		<pubDate>Sun, 03 Apr 2011 21:57:45 +0000</pubDate>
		<guid isPermaLink="false">http://www.glennaroberts.com/?p=644#comment-379</guid>
		<description>Hi Pam,
Sorry I couldn&#039;t talk with you longer on the phone today. About that same time in northern Minnesota I was in construction and was in-lawed to a large family. My father-in-law passed away and left a beautiful lot on a golf course to his 11 children. I designed an X shaped building with a central kitchen with two 3 bedroom and two 2 bedroom wings. All wings had nice views of the course. Had interest rates been better we just might have swung that family place, but it never happened. I&#039;ve got a new wife now and a better location. Your idea is a good one in the right place. Perfect for students.</description>
		<content:encoded><![CDATA[<p>Hi Pam,<br />
Sorry I couldn&#8217;t talk with you longer on the phone today. About that same time in northern Minnesota I was in construction and was in-lawed to a large family. My father-in-law passed away and left a beautiful lot on a golf course to his 11 children. I designed an X shaped building with a central kitchen with two 3 bedroom and two 2 bedroom wings. All wings had nice views of the course. Had interest rates been better we just might have swung that family place, but it never happened. I&#8217;ve got a new wife now and a better location. Your idea is a good one in the right place. Perfect for students.</p>
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		<title>Comment on Apodments: Give me a Break by pam baugher</title>
		<link>http://www.glennaroberts.com/2011/03/20/apodments-give-me-a-break/#comment-378</link>
		<dc:creator>pam baugher</dc:creator>
		<pubDate>Sun, 03 Apr 2011 20:42:02 +0000</pubDate>
		<guid isPermaLink="false">http://www.glennaroberts.com/?p=644#comment-378</guid>
		<description>HAHA! I stumbled on this and have to laugh. I am the person who first discovered the loophole in City Codes and designed and built these units. The loophole is merely that the City defines a single dwelling unit as being 8 bedrooms to a kitchen essentially
(and does not, eg, specify any limit on the # of bathrooms and so forth --- and i built the first of these at 4036 8th NE Seattle with my dear friend Stan Hoy way back in 1981 and designed another building for 7th NE which i never built. Dirk Mulhair then bought the 4036 8th NE building and saw my idea! haha! (for the record, i am the actual innovator! haha! a treat to find this blurb thanks Glenn!!!!) best wishes. pam baugher</description>
		<content:encoded><![CDATA[<p>HAHA! I stumbled on this and have to laugh. I am the person who first discovered the loophole in City Codes and designed and built these units. The loophole is merely that the City defines a single dwelling unit as being 8 bedrooms to a kitchen essentially<br />
(and does not, eg, specify any limit on the # of bathrooms and so forth &#8212; and i built the first of these at 4036 8th NE Seattle with my dear friend Stan Hoy way back in 1981 and designed another building for 7th NE which i never built. Dirk Mulhair then bought the 4036 8th NE building and saw my idea! haha! (for the record, i am the actual innovator! haha! a treat to find this blurb thanks Glenn!!!!) best wishes. pam baugher</p>
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